Refinance
Asset Refinance allows UK businesses to unlock the value tied up in assets they already own, helping to improve cash flow without disposing of essential equipment or vehicles. At Obtain Business Finance, we help businesses release capital efficiently while continuing to use the assets that support their operations.
This solution can be particularly useful for businesses looking to raise working capital, fund expansion, or restructure existing borrowing, potentially at a more competitive rate than previously.
When refinancing could benefit your business:
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Unlock capital – Release cash from assets you already own.
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Maintain asset use – Continue using essential equipment or vehicles.
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Improve cash flow – Spread repayments over a structured term.
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Potentially enhanced facility – opportunity to secure a more competitive rate, subject to status.
How Asset Refinance Works
With Asset Refinance, a lender provides funding secured against assets your business already owns (either outright or with sufficient equity). Your business receives a lump sum, which is then repaid over an agreed term through fixed monthly payments.
The assets remain in use by your business throughout the agreement, allowing you to maintain operational continuity.
Funding levels, terms and eligibility depend on the asset type, value and your business profile.
Why Choose Obtain Business Finance?
Fast & Simple Process
Wide Lender Access
Dedicated Account Manager
Why Choose Obtain Business Finance?
Fast & Simple Process
Wide Lender Access
Dedicated Account Manager
More Ways We Can Help
At Obtain Business Finance, we provide a wide range of services, including the Government Growth Scheme, VAT Loans, Tax Loans, and more.
If you don’t see a service listed, it doesn’t mean we can’t help — contact us to explore our full range of tailored business finance solutions.